Planned Giving With Retirement Plans

If you are considering a planned gift to CESJDS, and you aren’t sure which assets to use, this may help you.

A gift of retirement plan assets can be a surprisingly easy way to reduce potentially very high taxes for your family, and provide support to CESJDS. Retirement plan assets that go directly to charitable organizations are not taxable for income tax purposes or taxable for estate tax purposes.

A gift of retirement plan assets could be right for you if:

• You have an IRA or qualified retirement plan, such as a 401(k) or 403(b)
• You do not expect to use all of your retirement plan assets during your lifetime
• You have other assets, such as securities and real estate, that you want to pass to heirs

You can designate CESJDS on your IRA or qualified plan beneficiary designation form as the beneficiary of all or a percentage of your account. Please contact your plan administrator in order to access the form.

For more information, or for a confidential conversation about your gift commitment (as many or few details as you wish) please contact Sharon Metro, Director of Development, at smetro@cesjds.org or (301) 692-4861.

Please consult your professional advisors before making any gift. CESJDS is not engaged in providing legal or tax advice.